Cover Your Assets in Meridian, ID with Umbrella Insurance

Protecting your assets is a good financial move today, as it was in the past. When an event occurs that requires your insurance policy to pay, you want to know you have enough coverage. However, this is not always the case.

Benefits of Umbrella Insurance

You may wonder if umbrella insurance is necessary if you have homeowners’ insurance and your vehicles are insured. Umbrella insurance steps in when your policy’s limits are reached. You are on your own if you do not have additional insurance protection. To avoid this financial dilemma, umbrella insurance can help with the costs of claims covered under the policy, such as your vehicle, home, or boat coverage.

Umbrella insurance is helpful in many situations, such as providing bodily injury liability to cover liability claims and medical bills. These may result from a guest falling while visiting your home, an auto accident where you are the person at fault, someone being injured while in your yard, or your dog injuring someone.

If you own rental property, umbrella insurance protects you against liability claims against you as the landlord. A claim for damages could result from someone losing their footing and falling due to a damaged or cracked sidewalk on the rental property.

Other areas where umbrella insurance provides coverage include libel, slander, malicious prosecution, mental anguish, false imprisonment, and false arrest.

Contact Our Company

Understanding insurance and the available options to help you be financially secure in case of an accident or damage, our team at Idaho Select Insurance will guide you through the maze of information. We are here to answer your questions and help make it easy to feel safe and secure with the right insurance coverage.