Home Insurance in Idaho

Homeowners' insurance is one of the most important forms of insurance on the market. It is going to be what protects your home in the event of such things as fire, flood, theft, and more. If you have a mortgage, the insurance is a must. Even if your home is paid for outright, you will want the coverage.

At Idaho Select Insurance, we can help you to find the policy that makes the most sense for you. Everyone’s coverage is a little different and that’s because of how the insurance policies are calculated. There will be differences based upon:

• Type of home construction
• Age of home
• Local fire protection
• Deductible
• Discounts

We are independent insurance agents and this works to your advantage. It means we work with all of the top insurance companies that are licensed to issue homeowner’s policies in Idaho. We can talk to you about the pros and cons of working with each. We will work to get you discounts to lower the cost of your policy and get quotes to help with the comparison process.

There is what is known as the basic policy as well as add-ons to consider with a policy for homeowners' insurance. You want to be protected against as much as possible so you don’t have to worry about filing a claim and having it rejected. The insurance is in place to avoid paying out of pocket and that’s what we want to make sure doesn’t happen. Paying for home repairs can be expensive – and unnecessary in many instances if you have homeowner’s insurance.

Call and talk to one of our Meridian, ID home insurance agents today so we can get started on finding a policy for you.